Financing Packages

Paradise Builders

- Rates start as low as 4.99%
- Terms options are 5, 10 or 15 years (lowest monthly payment)
- No repayment penalties
- No credit cards

- Up to 24 months NO payments, NO accrued interest (12-month or 24-month options)
- Deferral Period begins at the completion of construction
- 15 Year Product
NO Balloon Payment: at the end of the deferral period your customer just begins making their low monthly payment with an interest rate as low as 8.99%
NO Credit Card

- 2, 3, 5 Year NO Interest “Equal Pay” Product with an ultra low default 8.99% APR

- Flat rate program: 8.99% minimum 36 months, max 144 months, up to $75,000
- Reduced APR: 5.99%, 36,60,84 or 120 months
- Same as Cash with no monthly payments, 6,12 or 18 months
- Same as Cash with monthly payments, 6,12 or 18 months 

Reduced APR's
We have a variety of reduced APR plans for both our installment (closed-end) loans and our revolving lines of credit, giving you the flexibility to meet the needs of your customers.

Same-as-Cash
- Interest accrues from day 1 but is waived if the amount financed is paid in full before the promotion end date. Minimum monthly payments are required.
- Same-as-cash is available for 6, 12, 18* & 24* months on our installment (closed-end) loan program.
- Same-as-cash is available for 6, 12, 18* & 24* months on our revolving credit program.
*Available on standard APR's only.

No-Interest, No Payments
Minimum payments are waived for 6 months and interest begins at the end of the promotional period.
Not available on 12 month term for our revolving credit program.

Deferred Payments
Payments are deferred 3 months. Interest accrues from day one and is not waived at any point, even if the loan is paid in full within 3 months.

Equal Payments
Available on our installment (closed-end) loan program only.
On our installment loan program, you can offer your customers a 0% APR and equal monthly payments on terms from 12-60 months. This is a great tool to close sales with rate-conscious buyers.

Other Custom Promotions Available